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The Role of Insurance Companies in Wrongful Death Claims

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Losing a loved one due to another’s negligence is devastating. While no amount of compensation can replace a life, pursuing a wrongful death claim may help surviving family members recover damages and achieve some sense of justice. One of the most complex elements in these cases involves dealing with insurance companies.

Understanding the Insurer’s Position in Wrongful Death Cases

Insurance companies play a major role in handling and resolving wrongful death claims. When a person or entity is found legally responsible for a death, their liability insurer typically steps in to manage the financial aspects of the claim. That’s where working with our Pasadena wrongful death lawyer becomes essential.

These claims are often highly valued, and insurers will act quickly to protect their interests. Adjusters may contact families with early settlement offers that fall short of what’s deserved. Grieving families may accept unfair compensation without proper legal guidance, believing it’s the only option. Each year, over 200,000 unintentional injury deaths are reported in the United States, and many are followed by wrongful death claims involving insurance companies, according to the CDC.

Why Experience Matters in Wrongful Death Negotiations

We know how to deal with insurance companies that try to minimize payouts. Our legal approach is built on decades of experience, and we carefully handle the details of every case. Frank McNally understands the strategies insurers use and how to counter them effectively.

The insurance provider is not your advocate. Their goal is to pay as little as possible. That’s why having strong legal representation is critical from the start. Families can avoid common pitfalls and protect their legal rights with our support.

The Role of Our Firm in Supporting Families

At McNally Law Offices Personal Injury & Accident Lawyers, we take an aggressive yet compassionate approach to wrongful death cases. Our legal team works directly with families to evaluate the full impact of their loss, both emotionally and financially.

We make sure every claim is supported by solid evidence, including accident reports, expert testimony, and detailed damage calculations. Whether negotiating with insurance adjusters or preparing for trial, we are dedicated to securing justice.

Our legal team also understands the importance of communication. We guide clients through each stage of the process and ensure their questions are answered. At McNally Law Offices Personal Injury & Accident Lawyers, we handle the legal burden so families can focus on healing.

Types of Compensation Impacted by Insurance Companies

Insurance companies influence the amount and type of compensation families may receive. Common damages in wrongful death claims include:

  • Funeral and burial costs
  • Medical expenses before death
  • Loss of financial support
  • Loss of companionship and guidance
  • Emotional pain and suffering

We work to ensure insurers recognize the true value of a life lost. This often involves resisting lowball offers and gathering strong supporting documentation. By staying firm and prepared, we help families reach a fair outcome.

Filing a Claim the Right Way

Time matters. Insurance companies know California’s statute of limitations for wrongful death is generally two years. If a claim isn’t filed in time, it may be dismissed, no matter how valid. We help clients act quickly and correctly.

We also identify all responsible parties and applicable insurance policies. In some cases, more than one party can be held liable, which may increase the total available compensation. Thorough investigation is key, and our firm handles this process from beginning to end.

Schedule Your Free Consultation

We encourage you to reach out to discuss your case further. Schedule a free consultation with our legal team by calling (626) 727-8517. Let us help you achieve the justice and peace of mind you deserve.

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